Terms and Condition

1. Acceptance of Terms By accessing or using the Learning Power website, mobile application, or any related services (collectively, the “Platform”), you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use the Platform. These Terms apply to all users, including visitors, registered users, and paid subscribers. 2. About Learning Power Learning Power is a financial education platform that provides educational content, tools, and CRM-based learning experiences. The Platform is intended strictly for educational and informational purposes only. Learning Power does not provide investment advice, portfolio management services, or trading recommendations. 3. Eligibility to Use the Platform To use the Platform, you must: Be at least 18 years of age Be legally capable of entering into a binding contract under Indian law Provide accurate and complete registration information Learning Power reserves the right to suspend or terminate accounts that violate these conditions. 4. User Account Responsibilities Users are responsible for: Maintaining the confidentiality of their login credentials All activities performed through their account Ensuring information provided is accurate and up to date Learning Power will not be liable for any loss resulting from unauthorized account access caused by user negligence. 5. Nature of Services (Important) All content, courses, tools, and materials provided by Learning Power are: For educational purposes only Not intended as financial, investment, legal, or tax advice Not a substitute for professional consultation Users acknowledge that financial markets involve risk, and Learning Power makes no guarantees of profit, accuracy, or outcomes. 6. Paid Offers, Pricing & Payments Certain courses, subscriptions, or features are offered for a fee All prices are displayed transparently on the Platform Payments are processed via secure third-party payment gateways Applicable taxes (including GST, if any) may be charged By completing a payment, the user agrees to the pricing and payment terms displayed at checkout. 7. No Refund & No Cancellation Policy All purchases made on Learning Power are final and non-refundable. Once a course, subscription, or paid content is purchased: No refunds No cancellations No transfers Users are advised to review course details carefully before making a purchase. 8. Intellectual Property Rights All content on the Platform, including but not limited to: Videos, text, graphics, logos Course materials and CRM workflows Software, UI, and platform design are the exclusive intellectual property of Learning Power and are protected under applicable copyright and intellectual property laws. Unauthorized copying, redistribution, resale, or commercial use is strictly prohibited. 9. Prohibited Activities Users agree not to: Share paid content or login credentials Reverse engineer or attempt to exploit the Platform Use the Platform for unlawful or fraudulent activities Upload malicious code or attempt unauthorized access Violation may result in immediate account termination without notice. 10. Account Suspension & Termination Learning Power reserves the right to suspend or terminate any account: For violation of these Terms For misuse of content or services For fraudulent or unlawful behavior No refunds will be issued in case of termination due to policy violations. 11. Limitation of Liability To the maximum extent permitted by law: Learning Power shall not be liable for any financial loss, trading loss, or indirect damages Users assume full responsibility for decisions made based on educational content Use of the Platform is at the user’s own risk. 12. Third-Party Services The Platform may integrate or link to third-party tools, services, or websites. Learning Power is not responsible for: Third-party content Data practices Service availability Users are encouraged to review third-party terms independently. 13. Modifications to Terms Learning Power reserves the right to modify these Terms & Conditions at any time. Updated terms will be effective immediately upon posting. Continued use of the Platform constitutes acceptance of the revised terms. 14. Governing Law & Jurisdiction These Terms shall be governed by and interpreted in accordance with the laws of India. All disputes shall be subject to the exclusive jurisdiction of courts located in India. 15. Contact Information For any questions regarding these Terms & Conditions, please contact: Email: thelearningpower@gmail.com Brand Name: Learning Power